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Micro Financing in and around village Garbhanga near Guwahati.

Micro financing for the development of the tribal people in and around Garbhanga. Banks do not provide financial services to clients with little or no cash income.It means in Assam the poor and near-poor households don't have access to a loan. I believe that providing small credit will help poor people out of poverty by generating extra income and help them to stand on their own feet. Hence this first step to offer "micro-loans without a string" to the villagers. - Wahid Saleh

Nov 10, 2009

Photos: 4

Bulls for ploughing the rice fields

Gopal Taro wanted two buy two bulls to plough his land. But he needed the funds to buy the bulls. He apporached Uttam Taron of Parijat Academy, Pamohi. Uttam facilited for a loan from Najmum Nisa Trust. The loan will be apid back after one year.

Nov 10, 2009

Photos: 3

Chandra Ronghang of village Pahamjila and his shop.

Chandra Ronghang of village Pahamjila wanted to open a small shop to cater the needs of the villagers. But he did not have the necessary funds to build a small hut to start his shop and to buy the necessary grocaries. Uttam Teron helped him to get a small loan from the Najmum Nisa Trust to open his shop.

Nov 10, 2009

Photos: 4

Gopal Ronghang and ginger and turmeric trading.

of village Garbhanga wanted a loan to start a ginger and turmeric trading business. His idea is to buy the products from the villagers and sell it in the weekly market. Uttam Teron through Najmun Nisa trust arranged for the necessary loan through "Micro financing".

Nov 10, 2009

Photos: 1

Rohan Rongshon of village Pahamjila and his dream of starting his own business.

Rohan Rongshon of village Pahamjila wanted a loan to start a shop and another small loan for broom cultivation. Najmun Nisa Trust through Parijat Academy facilitaed a loan through micro-financing. A part of the loan will be used to build the shop an buy the grocaries and the other part will be used for broom cultivation.

Nov 10, 2009

Photos: 3

Phuklen Bongjang and his shop at Garbhanga.

Phuklen Bongjang of village Garbhanga wanted a loan to start a grocary shop. Najmun Nisa Trust through Parijat Academy facilitaed a loan through micro-financing.

Nov 10, 2009

Photos: 4

Ramcharan Rongpai and the first shop of the village Natun Garbhanga.

Ramcharan Rongpai wanted to start a shop at the village Natun Garbhanga. It was the first shop in the village. The loan will be returned after six months. This is also a micro financing project of Najmun Nisa Trust arranged through Uttam teron of Parijat Academy

Nov 10, 2009

Photos: 4

Turmeric and ginger cultivation by Garbhanga Anchalik Johong Samiti(GAJS)

Turmeric and ginger cultivation by Garbhanga Anchalik Johong Samiti(GAJS). GAJS is started by a group of eight youth of Garbhanga who want to develop the area through small scale income generating business like ginger and turmeric cultivation, fisheries etc.

Nov 10, 2009

Photos: 5

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